The Employees’ Provident Fund Organisation (EPFO) is set to provide account holders the convenience of withdrawing PF funds through ATMs starting January 2026. To facilitate this, EPFO plans to issue special cards similar to ATM cards, enabling easier and faster access to PF savings.
The Central Board of Trustees (CBT) will meet in October 2025 to decide the maximum withdrawal limit per transaction, ensuring smooth implementation of this facility. Although the service was originally scheduled to be rolled out in June 2025, several operational and logistical challenges caused delays.
Currently, EPFO manages accounts for 78 million members across India, and this initiative is expected to enhance convenience for a large segment of the workforce. The move reflects EPFO’s efforts to modernize its services and make PF fund access more user-friendly and efficient.
