Oman Property Ownership Rules for Foreigners Explained

Oman

Since 2006, Oman has allowed foreigners, including Indians, to buy property under strict rules. The system mainly works through Integrated Tourism Complexes (ITCs) and usufruct rights that grant ownership for up to 99 years.

Foreign investors can purchase homes or commercial units in ITCs such as Al Mouj Muscat, Muscat Hills, Jebel Sifah, Saraya Bandar Jissah, and Salalah Beach Resort. Buyers of undeveloped land must start construction within four years, or the government may take back the plot.

In 2020, Oman expanded access by permitting foreigners to buy in selected Muscat zones. To qualify, buyers must be at least 23 years old, live in Oman for two years, and purchase apartments in buildings with at least four floors. However, one person can own only one unit. Foreigners together cannot hold more than 40% of a building, and citizens from one country cannot own more than 20%. Minimum property values are OMR 45,000 in Muscat and OMR 35,000 in other areas.

Mortgages are available from Omani banks but come with strict income and residency checks. Certain areas remain completely off-limits to foreigners, such as Musandam, Buraimi, Jabal Akhdar, and military or heritage zones.

These rules aim to attract investment while protecting Oman’s culture and security.

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