The Jeevika Didis Loan Scheme has brought major financial support for women self-help groups in Bihar. Under the new plan, around 50,000 Jeevika groups will receive bank loans of ₹10 lakh each during the 2026–27 financial year. The move aims to help rural women expand their small businesses and improve livelihoods.
Officials said the Jeevika Didis Loan Scheme targets groups that have shown good repayment records in earlier loans. Bihar has nearly 11 lakh Jeevika women members, and each group usually includes about 12 members. With this loan support, every member may receive around ₹1 lakh on average to grow their businesses.
The state has also set a ₹16,000 crore loan target for Jeevika groups this year. Last year, these groups borrowed about ₹14,000 crore from banks. Women use the loans to start or expand businesses such as grocery shops, dairy farming, agriculture, fisheries, tea stalls, and beauty parlours.
Officials say the repayment rate of these loans is around 99%, which encourages banks to support more women entrepreneurs in rural Bihar.
