Mukh Mantri Sehat Yojna has received formal approval from Chief Minister Bhagwant Mann and will start in January. The scheme will ensure cashless medical treatment of up to ₹10 lakh for every family in Punjab.
Chairing a health department meeting, the Chief Minister called the scheme a major step toward universal healthcare. He said the initiative will offer quality treatment without any out-of-pocket expense. Punjab will become the first state to guarantee ₹10 lakh cashless care for all families.
The scheme aims to provide financial security and easy access to healthcare services. Every enrolled family will receive annual coverage of ₹10 lakh. The benefit will apply across government and empanelled private hospitals in Punjab and Chandigarh.
The coverage includes hospitalisation costs, surgeries, ICU and critical care, diagnostics, medicines, and approved medical packages. Pre- and post-hospitalisation expenses will also fall under the scheme. The government will ensure cashless and paperless services at listed hospitals.
The Chief Minister said the earlier treatment cap stood at ₹5 lakh. The government has now doubled the limit to ₹10 lakh. All residents, including government employees and pensioners, will qualify. The scheme has no income criteria.
Officials are finalising systems to ensure smooth rollout and timely grievance redressal through digital platforms.
