A Silver SIP (Systematic Investment Plan) is a way to invest in silver in a disciplined manner by contributing a fixed amount regularly through Exchange Traded Funds (ETFs) or mutual funds that track silver prices. Unlike buying physical silver, investors don’t have to worry about storage, purity, or security. Additionally, a Silver SIP allows for rupee cost averaging, helping reduce the impact of price fluctuations over time.
In 2025, silver has performed exceptionally well, delivering higher returns than gold. This growth is driven by industrial demand from sectors like solar energy, electronics, and electric vehicles, along with investors seeking a more affordable alternative to gold.
Compared to gold, silver has the advantage of being accessible to small investors due to its lower price per gram. Investors can accumulate more units for the same investment, potentially leading to higher gains if prices rise. However, silver is generally more volatile than gold, which may make it riskier for those seeking a safe-haven asset.
Many platforms in India now offer Silver SIPs with small minimum investments. For example, platforms like Groww, Angel One, and eBullion allow users to start SIPs with as little as ₹10 per day, making it convenient to invest regularly without handling physical metal.
For this festive season, silver SIPs could be an attractive option for investors looking to diversify their portfolio or enter the precious metals market affordably. While gold remains a traditional and stable choice, silver’s strong growth potential and industrial demand make it a compelling alternative. Investors should consider their risk appetite and investment horizon before deciding between silver and gold.
